Financing Options at Melody Mart

It's easy to finance your instrument at Melody Mart! We know that music is an investment and sometimes we just can't wait on it. We offer flexible financing options designed to help musicians and families move forward without putting their goals on pause. Regardless if you’re investing in your dream instrument, preserving cash flow with predictable monthly payments, or getting a beloved instrument back in playing condition, financing can be a practical way to say yes to the gear, service, or instrument you need.

Melody Mart Synchrony Music & Sound Credit Card

Fuel your musical dreams and passions with the Synchrony Music & Sound Credit Card. Get the gear you need to make a lifetime of musical memories. The Synchrony Music & Sound credit card helps you follow your passion for music by providing a convenient way to pay over time for the instruments and equipment you need to make everlasting memories .* With the Synchrony Music & Sound credit card you can get the gear you want immediately including guitars, percussion instruments, sound equipment, digital keyboards and more.

• Promotional financing may be available

• Pay over time with convenient monthly payments.

• Use your card again and again across a nationwide network of music retailers*

• The Synchrony Music and Sound Credit Card is accepted at over 1200 music retailers nationwide.

  
  

Get Started Today!

Credit decisions are provided almost immediately, and if approved, you can take their purchase home today.

Apply now to see if you have if you pre-qualify with no impact to your credit score, or ask a sales associate to apply.

Click here to see what your monthly payment could be for the gear that you want or need you.

Explore our Rent-to-Own Program

Renting is another way to get started without committing to the full cost of an instrument upfront. Through Melody Mart's rental program, you can choose your rental length, select the instrument and any needed accessories, and pay the rental fee, which includes service protection.

Renting can be especially helpful for new students and families who need an instrument for the school year but aren't ready to purchase one yet.

Want to learn more? Read more about our Rent-to-Own Program

Alternatively, Check with your Bank or Credit Union

Many banks and credit unions offer personal loans or promotional financing options that may work well for instrument purchases or larger repairs. If you already have an established relationship with your financial institution, this can sometimes be a flexible option worth exploring.